We all know equity markets rise and fall. However the recent market
correction has worn down many investors. Weary of asking – ‘have we
reached the bottom yet?'
The clouds of the financial storm are clearing as it seems the worst of the crisis is now behind us.
Following the events of 2008, many investors have understandably shied away from the sharemarket. However, don't let the experience of the past eighteen months keep you from achieving your goal of financial security in retirement.
This article discusses how we can move forward following the worst of the crisis.
Why do we have life insurance? The answer is simple – it is the most cost-effective method of providing individuals with cash when they need it most - in times of crisis.
When you salary sacrifice to super, you divert part of your pre-tax salary into your super account. So instead of receiving it as salary after tax is deducted, it is contributed directly to your super.
It’s easy to take your health for granted – particularly when you’re fit and active. But everyone knows someone who’s experienced a serious illness or accident.
You know it happens.
And it can happen at any age.
Next Financial, NF330 Instalments are a dynamic and flexible investment
that can give you access to growth and dividends from leading shares
without the risk of capital loss.
NF330 Instalments are a capital protected product offered over a portfolio of leading Australian shares.
The income you receive from shares can be very tax effective. This is because Australian share income is taxed favourably through ‘dividend imputation’.
Income assets like cash and term deposits do not receive the same favourable tax treatment.
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